Does having a (really) bad moon means that a person is never gonna get any happiness no matter what they get? Like even if they achieve luxurious they won't get out any content experience out of it is that it? Are they doomed forever? Untill they find god?
The only time the moon becomes a realy problem is when its with saturn. Its rarely the moon that is making life hard.
Moon has no enemies so even if Moon is "bad" there are usually friendly aspects to help out. You can see this in the Lajjitaadi Avashta window. If you pull up a few charts you'll see the Moon will have the lest red numbers on average. Like Ernst says if it's with Saturn then it's tough. The situation you're talking about is probably in the Lajjitaadi Avashtas of other planets.